Beware of greenwashing: Deceptive sustainability

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We are receiving more and more requests for sustainable investments. Even so, not every fund or ETF that is designated as sustainable is 100% green. Green is not always green, but green sells better. Many corporations take advantage of this. More and more companies present their products as environmentally friendly as possible in order to sell them more expensively. This eco-trick is known as “greenwashing”. We find the best examples of this at the well-known large corporations such as Apple, Amazon or Nestle, which make profit worldwide with their supposed environmental friendliness. McDonald’s is also one of the greenwashing candidates.
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Mistakes when buying real estate: Why houses are often unattractive as an investment

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Strong demand, low supply – rising prices. The real estate market follows the current economic dynamics and so it is hardly surprising that the price index, based on the 1st quarter of 2004 from 100 to 173 by the 2nd quarter of 2021 climbed . The curve has been rising steeply since 2014 and there does not seem to be an end to the trend at the moment. And this is exactly the reason why we recommend our customers to plan a property purchase thoroughly and not declare it as a suitable investment ies. The dangers of buying real estate
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Legal expropriation through penalty interest and inflation

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The limit for penalty interest continues to fall: more and more banks are charging fees for larger assets. However, some financial institutions are now already demanding penalty interest from a balance of more than 5,000 euros. In addition, there is inflation or currency devaluation to an extent that can no longer be underestimated. Most of the customers who inquire with us come to us with the subject of penalty interest or custody fees. Almost everyone underestimates inflation, which causes much greater damage to our money. Inflation in Germany is higher than it has been in decades. The official inflation in
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Bitcoin and Co: The dangers of cryptocurrencies

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The euro is coming under increasing pressure: Not from the dollar or yuan. Rather, Bitcoin and other cryptocurrencies are preoccupying the European central bankers . They see the success of digital money as a threat to monetary sovereignty. A threat to be fought off. Bitcoin more and more accepted Cryptocurrencies like Bitcoin have not yet fully established themselves. Nevertheless, dealers are increasingly creating opportunities. Whether pizza delivery, donations to a non-profit organization, software purchase or the car manufacturer Tesla – some dealers already accept it as a means of payment. Providers such as PayPal, Mastercard or Visa also want to
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Saving tips for everyday life: simply save more money

Before you start thinking about how to invest your money, you should first look at how you can improve your savings behavior. Especially in the current corona crisis, there are completely new opportunities to put some money aside, as you can only spend it to a limited extent. In the following article, we give a few tips on how you can save money in everyday life, which can then be invested sensibly in the second step. But let’s deal with the most important question first: why should you save at all? Saving money? As long as your salary is enough
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