Minimum wage, guaranteed interest rate cuts and family relief: everything that will change in 2022

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2022
In the new year 2022, numerous laws and regulations will change again – some can be beneficial for consumers and taxpayers: In the new year families will be tax relieved and the minimum wage will be increased. The guaranteed interest rate cut, on the other hand, has a negative effect on premiums for occupational disability insurance and makes company pension schemes and Riester pensions even more unattractive than they were before. New sales law from 2022 When selling goods to consumers, sellers will meet numerous new obligations from January 1, 2022. The focus is on, among other things, an update
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Legal expropriation through penalty interest and inflation

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The limit for penalty interest continues to fall: more and more banks are charging fees for larger assets. However, some financial institutions are now already demanding penalty interest from a balance of more than 5,000 euros. In addition, there is inflation or currency devaluation to an extent that can no longer be underestimated. Most of the customers who inquire with us come to us with the subject of penalty interest or custody fees. Almost everyone underestimates inflation, which causes much greater damage to our money. Inflation in Germany is higher than it has been in decades. The official inflation in
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