Bitcoin and Co: The dangers of cryptocurrencies

,
The euro is coming under increasing pressure: Not from the dollar or yuan. Rather, Bitcoin and other cryptocurrencies are preoccupying the European central bankers . They see the success of digital money as a threat to monetary sovereignty. A threat to be fought off. Bitcoin more and more accepted Cryptocurrencies like Bitcoin have not yet fully established themselves. Nevertheless, dealers are increasingly creating opportunities. Whether pizza delivery, donations to a non-profit organization, software purchase or the car manufacturer Tesla – some dealers already accept it as a means of payment. Providers such as PayPal, Mastercard or Visa also want to
more ...

Act now! The dire effects of low interest rates and inflation

,
The savings book has taken care of. With low interest rates, sometimes even in negative territory, money can no longer be increased. Even banks have been paying on their deposits at the European Central Bank (ECB) since Years on it and get interest-free money in return. With an inflation rate of two percent in April 2021 compared to the previous year, money is losing additionally in value. So a huge bubble builds up here, which at some point pl atts? And what does that mean for buying real estate? & nbsp; Inflation because of low interest rates? For years, experts
more ...

Saving for the children: the best investment for the youngsters

,
Child savings plan
Investing money for the future of the children – that’s what all parents and grandparents want. The offspring should be able to start their own life without financial worries. With the right investment for children, this is no problem even in times of low interest rates. In the following article we explain which products are really worthwhile and where parents should stay away from them. Raising a child is nice, but it also costs a lot of money. If the offspring is to receive a decent allowance for their driver’s license or support for their studies on their 18th birthday,
more ...

Investment | Investing money passively (conservative investment strategy)

,
Conservative investors are increasingly turning to low-risk investments. However, due to the low interest rates, it is currently not worth investing money in a call money account, savings book or fixed-term deposit. It should always be borne in mind that this significantly reduces the real return. In the following, we will explain how you can still invest money conservatively and protected against inflation using our approach of a conservative investment strategy.   Step 1: Build and hold nest egg As with any investment strategy, building up or maintaining a liquidity reserve is extremely important. For the conservative approach, I recommend
more ...