The acquisition of real estate is not only associated with risks such as the loss of rental income, but also with possible renovation and repair costs, insurance premiums and fluctuations in returns. In addition, not everyone is financially able to purchase a property directly. Purchasing real estate is associated with high costs, especially in large cities.

Anyone who has decided against buying real estate and still wants to benefit from the real estate boom should consider real estate funds as an attractive alternative to direct investments. Investors’ capital is broadly diversified and invested in land and real estate. In this asset class, a distinction is made between open and closed real estate funds. An open real estate fund, also known as an open-end fund, invests mainly in commercial real estate. For example, office complexes, hotels, practices or buildings for retail companies are bought with the aim of generating the highest possible returns through rental income and / or resale. In addition to open real estate funds, there are closed real estate funds. However, we advise against closed-end real estate funds. In addition to the risk of total loss, there are other risks and disadvantages with closed-end funds. These additional risks include liability risks. Because as an investor you are a co-entrepreneur and are usually liable as a limited partner with your full contribution. Obligations to make additional payments are now the exception, but still cannot be ruled out.

 

hausInvest

ISIN: DE0009807016 |WKN: 980701| Currency: EUR

Chart: hausInvest

 

The investment objective is to generate regular income based on accruing rents and interest. The fund invests in high-quality commercial properties, real estate project developments and investments in real estate companies. He mainly acquires office properties, shopping centers, hotels and logistics properties, mainly in the major European business locations. The focus is currently on Germany, France, Great Britain and the BeNeLux countries.

 

grundbesitz europa RC

ISIN: DE0009807008 |WKN: 980700| Currency: EUR

Chart: grundbesitz europa RC

 

The open-ended real estate fund aims for a permanently positive annual return with the lowest possible fluctuations in value. The fund invests in real estate at least 51% of the value of the fund volume, mainly in member countries of the European Union and the European Economic Area and, to a small extent, in countries outside the EU / EEA. The focus is on the purchase of commercial properties with the types of use office, retail, logistics, hotel and residential property. In addition, the fund also acquires real estate project developments.

 

grundbesitz global RC

ISIN: DE0009809566 |WKN: 980705| Currency: EUR

Chart: grundbesitz global RC

 

The open-ended real estate fund aims for a permanently positive annual return with the lowest possible fluctuations in value. The fund invests in real estate worldwide. The focus is on the purchase of commercial real estate with the types of use office, retail, logistics and hotel, and of residential real estate. In addition, the fund also acquires real estate project developments. The selection of properties is the responsibility of the fund management and is based on the criteria of sustainable profitability, location, size, use and tenant.

 

Deka-ImmobilienEuropa

ISIN: LU0061928585 |WKN: 980956| Currency: EUR

Chart: Deka-ImmobilienEuropa

 

The investment objective of this investment fund is to generate regular income based on accruing rents and interest, as well as continuous growth in value through a positive development in rental income and market values of the real estate, as well as an appropriate return on liquidity. When investing in the investment fund, the fund management bases the selection and weighting of the properties on a portfolio strategy that has been defined in advance. The fund management pursues the strategy of investing mainly in the most important European locations. The fund invests primarily up to 60% in the European economic area (excluding Germany) and a maximum of approx. 40% in Germany. Furthermore, up to 5% may be invested outside of Europe. When selecting properties, the focus is on their sustainable profitability and the regional spread according to location, size and use. The real estate portfolio is actively managed in accordance with market requirements and market developments through building modernization, restructuring and sales. The fund can also acquire real estate under construction as well as land for its own or commissioned project developments. The fund may borrow up to 50% (from 2015 30%) of the value of all real estate and land (real estate). 49% of the fund’s assets may be invested in liquid funds. Money market instruments must be of at least investment grade quality, other bonds must be approved by the European Central Bank as collateral.

We would be happy to advise and support you in choosing the right funds and optimizing your portfolio. Get your independent opinion now, without obligation.